Attention homeowners in Wilder and Canyon County: Get an Appraisal today!

Check out the top reasons ID homeowners call on J. Hale Appraisals:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge Canyon county's assessment of your propertyvalue
To lower their mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If property needs to be divided because of a divorce
To settle an estate in Canyon county or ID by determining the true market value of property in question

Own a home in or near Wilder, ID and need help determining the value of it?
Contact J. Hale Appraisals.

We at J. Hale Appraisals understand the unique needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. Being a consumer that ordinarily doesn't see an appraisal every day,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experts in helping people just like you delete unnecessary PMI insurance.

Challenging a property tax assessment

Lets say your house is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an expert appraisal from J. Hale Appraisals is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. J. Hale Appraisals can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for efficiency? We can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? J. Hale Appraisals can help with that too. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.